Minor Cosmetic repairs using Small To Medium Area Repair Technology
Frequently Asked Questions
SMART insurance covers against small scratches, scuffs and dents to the body work that can often occur outside of your control.
It is a separate insurance policy to your standard motor insurance so will never affect your No Claims Bonus
The damage is repaired using SMART repair techniques (Small Medium Area Repair Technology) and can even be done at your home.
Claims reported more than 30 days after the incident occurring
Vehicles used for Hire & Reward, Business Use or Commercial Purposes, or used for any Competitive Driving Events
Damage that has been accumulated over an extended period of time which the administrator deems to be wear and tear
Cosmetic Damage showing signs of rust and corrosion
Vehicle Features Specialist Paintwork such as self-healing, matte and textured finishes and bodywraps