Sandicliffe Garage Ltd and Sandicliffe Ltd is an Appointed Representative of Automotive
Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No
497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Sandicliffe Garage
Ltd and Sandicliffe Ltd to act as a credit broker, not as a lender, for the introduction to a
limited number of lenders and to act as an agent on behalf of the insurer for insurance
distribution activities only.
We can introduce you to a selected panel of lenders, which includes manufacturer lenders linked
directly to the franchises that we represent. An introduction to a lender does not amount to
independent financial advice and we act as their agent for this introduction. Our approach is to
introduce you first to the manufacturer lender linked directly to the particular franchise you
are purchasing your vehicle from, who are usually able to offer the best available package for
you, taking into account both interest rates and other contributions. If they are unable to make
you an offer of finance, we then seek to introduce you to whichever of the other lenders on our
panel is able to make the next best offer of finance for you. Our aim is to secure the best deal
you are eligible for from our panel of lenders. Lenders may pay a fixed commission to us for
introducing you to them, calculated by reference to the vehicle model or amount you borrow.
Different lenders may pay different commissions for such introductions, and manufacturer lenders
linked directly to the franchises that we represent may also provide preferential rates to us
for the funding of our vehicle stock and also provide financial support for our training and
marketing. But any such amounts they and other lenders pay us will not affect the amounts you
pay under your finance agreement, all of which are set by the lender concerned. If you ask us
what the amount of commission is, we will tell you in good time before the Finance agreement is
executed. All finance applications are subject to status, terms and conditions apply, UK
residents only, 18’s or over. Guarantees may be required.